Aetna Health Insurance Plans
Aetna offers individual and family plans with a variety of coverage options. These include comprehensive medical, dental, and vision coverage and life insurance plans. You may also be eligible for Medicare plans depending on your state and plan type.
Founded in 1853, Aetna is one of the nation’s leaders in healthcare, insurance and employee benefits. Its insurance products include medical, dental, pharmacy, life and disability coverage. In addition to its insurance offerings, Aetna provides a wide range of wellness programs and services.
Aetna plans are offered through employer groups, the federal marketplace (Obamacare) and in the exchanges in states that operate their own markets. Individuals can enroll in most Aetna health insurance plans during the open enrollment period. In the event of a qualifying life change, individuals can purchase a plan outside the annual open enrollment period.
Unlike some other insurers, Aetna doesn’t offer short-term health insurance. However, it offers Medicare Advantage, dental PPO, and indemnity plans. Its Medicare Advantage and dental plans received good marks in J.D. Power’s latest surveys. However, some Medicare Advantage members expressed concerns about having to pay high co-pays and dissatisfaction with their plan physicians.
Plan Costs
The cost of Aetna’s health plans varies by state and plan type. You can get a quote for Aetna plans on their website. In addition, the company has an app that policyholders can use to monitor their claims and access information. The app is available for both iPhone and Android devices. It can help you find in-network doctors and urgent care centers, download ID cards, view policy information, track deductibles and FSA balances, and more.
Aetna has a reputation for offering good customer service, although it does have some complaints. However, it is still a great choice for people looking to buy an individual health insurance plan. If you don’t qualify for a private individual plan, you can apply for Medicaid in your state. You can do this during the open enrollment period or after a qualifying event such as a job loss, pregnancy, or marriage.
Large Network of Providers
Aetna’s network includes both national and regional providers, and it is one of the largest managed care companies in the country. Its extensive network of doctors and hospitals makes it a popular choice among patients. Its competitive rates and long history in the insurance industry also make it a good choice for employers. Aetna also offers a wide selection of employee benefits, including onsite clinics and wellness programs. Its online platform lets employees track their health and fitness progress.
Good Customer Service
Aetna has a reputation for offering good customer service, although it does have some complaints. However, it is still a great choice for people looking to buy an individual health insurance plan. If you don’t qualify for a private individual plan, you can apply for Medicaid in your state. You can do this during the open enrollment period or after a qualifying event such as a job loss, pregnancy, or marriage.
Aetna’s mobile app is available in most states, and allows you to find in-network doctors and urgent care facilities, access your claims, download ID cards, check deductible and HSA balances, and more. It also includes a 24/7 virtual nurse hotline, which can help you with non-emergency issues. The company’s website is easy to navigate, and provides a wealth of information about its services.
