Best Credit Cards for Cash Back, Rewards, Balance Transfer, Bad Credit and No Credit, Business, Students, Travel, and many more.
Browse the best credit card deals for the month. Our list of best credit cards is going to be constantly updated throughout time. There is a credit card for everyone. Even if you have a bad credit or no credit at all, you can easily get a credit card.
Before you get to browsing the best credit cards at the moment, here is why you should get a credit card, especially in these strange times.
Perhaps the best feature of most credit cards is the ability to pay without touching anything. The contactless credit cards have been at a high demand even by people who aren’t keen to get a credit card. Having the ability to make purchases without putting in your PIN is such a great feature that will protect you from contraction of coronavirus.
Other than this, earning as you spend—cash back is something that will literally force you to make purchases with credit card. Some credit cards also offer rewards upon making up to a certain amount of purchases. Regardless of what kind of credit card you’re looking for, here are the best ones.
Best Credit Cards for Cash Back
Earn cash back with these credit cards. As you make purchases, you will get a small percentage back. Assume you spend a total of $1,000 during the month and you get 2% cash back on all your purchases. This means you get $20 refunded to you every month. Take advantage of the most cash back and basically get a discount as you go.
Citi® Double Cash Card
Unlimited 2% cash back on all purchases. You get 1% cash back when you spend and 1% cash back when you pay for the purchases. There is no monthly or quarterly limit. You can spend as much as you want and will get the same 2% cash back in total.
- 0% introductory APR on Balance Transfers for 18 months
- 13.99% to 23.99% Regular APR
Annual Fee: $0
Blue Cash Preferred® Card
Blue Cash Preferred® Card from American Express offer a wide variety of cash back. You will get:
3% cash back at gas stations
6% cash back at U.S. supermarkets up to $6,000 every year. (1% after $6,000)
6% cash back on U.S. select streaming subscriptions.
- $250 statement credit after spending $1,000 in purchases within three months from account opening.
- 0% introductory APR on purchases for 12 months
Annual Fee: $95
Best Credit Cards for Balance Transfer
Transferring your existing credit card debt to new one can help you pay off your debt with little to no interest. Many credit card companies offer 0% APR on balance transfers so you can pay off your debt easily without paying too much in interest.
Citi® Diamond Preferred® Card
- 0% APR on purchases and balance transfers for 18 months
Balance Transfer Fee: 3% of the amount of each transfer.
Citi® Diamond Preferred® Card offers free access to FICO Credit Score online. Although this credit card doesn’t offer any rewards or cash back, you can have special access to purchase tickets to certain events.
Annual Fee: $0
U.S. Bank Visa® Platinum Card
- 0% APR on purchases and balance transfers for 20 billing cycles
Balance Transfer Fee: $3% of the amount of each transfer.
With 0% APR on both purchases and balance transfers for 20 billing cycles, it’s one of the best credit cards for transferring your current balance.
Annual Fee: $0