Cost of Living by State

The cost of living in the United States varies significantly depending on the state. While a certain amount can provide a comfortable living in a state, the same amount may not attain half the living costs in another. 

That’s why we have such drastic rates across different states among cost of living adjustments. For example, the pay rates are often different for the same job in the same company as the same salary doesn’t fulfill the same living qualities. You can see this in jobs listed in marketplaces and the additional payments made to federal employees. 

While the base salary of every employee in the same pay grade is identical, the locality adjustments aren’t. The difference between the lowest and the highest locality pay adjustment is about 30 percent. This alone can help you see the drastic difference between every state in the cost of living. 

Here is the cost of living index for every state including DC and Hawaii according to the Missouri Economic Research and Information Center.

Rank (highest to lowest)
1Hawaii193.4
2DC156.5
3New York145.9
4California138.9
5Massachusetts132.5
6Oregon131.9
7Alaska126.3
8Maryland125.5
9Connecticut122.3
10Rhode Island119.2
11Vermont116.8
12Maine116.5
13New Jersey115.5
14Washington112.7
15New Hampshire109.5
16Nevada108.1
17Delaware108.0
18Colorado105.4
19Pennsylvania103.0
20Arizona102.4
21Virginia101.3
22Minnesota101.2
23Florida101.0
24Montana100.3
25South Dakota99.0
26Utah98.6
27North Dakota97.6
28Wisconsin97.0
29North Carolina96.5
30South Carolina96.4
31Wyoming 95.5
32Illinois95.4
33Idaho94.8
34Kentucky93.9
35Nebraska93.9
36Louisiana93.4
37West Virginia92.9
38Texas92.6
39Ohio92.0
40Michigan91.4
41Iowa91.1
42Indiana91.0
43New Mexico90.8
44Missouri90.1
45Tennessee89.6
46Georgia89.4
47Arkansas89.1
48Alabama88.8
49Oklahoma88.6
50Kansas87.1
51Mississippi83.3

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