USAA Pet Insurance

USAA was founded in 1922 to serve military families, and the company has continued this mission with affordable pet insurance. It works with Embrace to provide comprehensive accident and illness coverage at an affordable price. The company also offers a wellness add-on and hassle-free claim process. USAA’s pet plans are customizable and come with various benefits, including 24/7 support through MyEmbrace. Embrace is accredited by the Better Business Bureau with an A+ rating. However, many pet owners have complained about claim denials and rate increases.

USAA offers several options for pet insurance through its partnership with Embrace. The price of a plan depends on a number of factors, including your pet’s age, breed, and location. You can also choose an annual deductible, coverage limit, and reimbursement rate. USAA members are eligible for a 15% discount and can take advantage of special coverage for genetic, congenital, and chronic conditions. However, there are some limitations to this pet insurance. USAA/Embrace won’t cover pre-existing conditions, such as illnesses that your pet had before you applied for the plan. It also won’t cover cosmetic procedures, such as tail docking or ear cropping, unless they are medically necessary.

Accident-illness Plans for Cats and Dogs

USAA offers both accident-only and accident-illness plans for cats and dogs of all ages. They provide options for annual deductibles, reimbursement rates, and coverage limits. This allows you to customize your policy and save money based on your budget and needs.

The company also offers a Wellness Rewards program that can reimburse for routine care costs. This can help you save money on things like flea and tick prevention, vaccinations, microchipping, and more.

USAA has an excellent reputation for providing quality customer service and a variety of products to its customers. However, as with all companies, USAA gets customer complaints. Many of these complaints are related to claim denials or rate increases. However, most customers are satisfied with their USAA pet insurance coverage.

Pet Related Incidents

Embrace’s plans include accident and illness coverage, wellness rewards, and plan customization. The company provides round-the-clock customer support and has a mobile app for easy claims processing. They also offer different annual deductibles and reimbursement rates. USAA’s pet plans cover dogs and cats of any age. However, the company does not provide coverage for exotic pets.

USAA’s homeowners insurance does not cover pet-related incidents but offers a separate dog liability policy through Foremost. This policy covers damage to your pet, other pets, or people and the cost of veterinary care for injuries and illnesses.