9465 Form Instructions
Contents
Form 9465 is the form used for requesting a payment plan from the Internal Revenue Service when/if you’re unable to pay your balance. Whether you owe federal income taxes or any other kind of tax, you can use Form 9465 to request a payment plan, as well as use the designated IRS online system to set up a plan.
Generally, taxpayers that owe more than $50,000 need to use Form 9465 to request a payment plan but taxpayers that owe well less than that can also use the form to request their payments. In this article, we’ll go over how to file Form 9465 and give the instructions to file line-by-line.
Start filling out 9465 Form 2024
Part 1 – Installment Agreement Request
On Part 1 of Form 9465, enter the relevant information regards to the balance due, yourself, the amount you can pay, etc. Once finished, follow up Part 2 and provide the IRS with additional information that might be necessary. Part 2 isn’t mandatory for all taxpayers. Make sure you need to complete it before starting to file it. Here is everything you need to enter on Form 9465’s Installment Agreement Request part.
Line 1a. Enter your full name, Social Security Number, and address. If you owe taxes with your spouse, enter your spouse’s name and Social Security Number as well.
Line 1b. Check the box if your address changed since you filed your most recent federal income tax return.
Line 2. Enter the name of your business. The business must not be operating anymore to request an installment agreement. Then, enter your Employer Identification Number.
Line 3. In order, enter your home phone number, when you’d be available for the IRS to call.
Line 4. In order, enter your work phone number and the best time for the IRS to call you from your work phone number.
Line 5. Enter the total amount of tax you owe shown on your notices and tax returns.
Line 6. Enter additional balances due that aren’t reported on the notices and tax returns.
Line 7. Add Lines 5 and 6, and enter the results.
Line 8. If you’re making a payment with your payment installment request, enter it here. If not, leave it blank. The IRS takes it as an honest effort if you’re making a payment before your payment installment begins. Paying even just a little bit of your balances due with your request can help you qualify for the payment plan you’re anticipating.
Line 9. Subtract the payment you’re making from your balance due and enter the results. The amount on Line 9 is now what you owe in total to the InternalInternal Revenue Service after your payment with the payment installment request.
Line 10. Divide the amount on Line 9 by 72 and enter the results.
Line 11a. Enter how much you can pay each month to pay off your balance. Since you’ll pay interest and penalties, it’s best to enter the highest number you can pay the IRS every month. If you have an existing installment agreement, account what you’re paying into this figure.
Line 11b. If the amount entered on Line 11a is less than the amount on Line 10, enter a revised amount that meets Line 10.
If the amount you owe is more than $25,000, but less than $50,000 you don’t have to complete Form 433-F, Collection Information Statement. But, you are required to complete the rest of the 9465.
Line 12. Enter the date you desire to make your payment each month.
Line 13. If you prefer to make your payments by direct deposit from your checking account, provide your banking details on 13a and 13b. If you’re a low-income taxpayer that’s unable to make electronic payments through a debit instrument, check the box on 13c, which reimburses the user fee back to your account.
Line 14. Check the box if you favor making payments by payroll deduction and attach Form 2159, Payroll Deduction Agreement.
Part 2 – Additional Information
Part 2 isn’t mandatory. Only fill out Part 2 that’s on the second page of Form 9465 if all of the following apply to you.
- You defaulted on an installment agreement in the past 12 months;
- You owe more than $25,000, but less than $50,000;
- The amount entered on Line 11a is less than Line 10.
Line 15. Enter the county of your primary residence.
Line 16a. Enter your marital status.
Line 16b. Check if you share household expenses with your spouse – if married.
Line 17. Enter the number of dependents you’re anticipated to claim this year on your federal income tax return.
Line 18. Enter the number of people in your household that are over the age of 65.
Line 19. Enter your pay frequency.
Line 20. Enter your take-home pay for every pay period.
Line 21. Enter your spouse’s pay frequency.
Line 22. Enter your spouse’s take-home pay every pay period.
Line 23. Enter the number of vehicles you own.
Line 24. Enter the number of vehicle payments you have every month.
Line 25. State if you have health coverage or not. If you’re covered, answer the question about your health insurance premiums.
Line 26a. State if you have court-ordered payments. If you have, answer the question about your court-ordered payment.
Line 27. Enter the amount of child or dependent support you’re paying, excluding Line 26a. Do not include your child and dependent support on Line 26a.
Mailing Address for Form 9465
Use USPS when mailing IRS tax forms – do not use private delivery services such as FedEx, UPS, etc. Only the USPS can deliver to P.O. boxes.
Mail Form 9465 to the following address, according to your state of residence.
| State | Mailing Address |
|---|---|
| Alabama, Florida, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Texas, Virginia | Department of the Treasury Internal Revenue Service P.O. Box 47421 Stop 74 Doraville, GA 30362 |
| Alaska, Arizona, Colorado, Connecticut, Delaware, District of Columbia, Hawaii, Idaho, Illinois, Maine, Maryland, Massachusetts, Montana, Nevada, New Hampshire, New Jersey, New Mexico, North Dakota, Oregon, Rhode Island, South Dakota, Tennessee, Utah, Vermont, Washington, Wisconsin, Wyoming | Department of the Treasury Internal Revenue Service 310 Lowell St. Stop 830 Andover, MA 01810 |
| Arkansas, California, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, New York, Ohio, Oklahoma, Pennsylvania, West Virginia | Department of the Treasury Internal Revenue Service Stop P-4 5000 Kansas City, MO 64999-0250 |
| A foreign country, American Samoa, or Puerto Rico | Department of the Treasury Internal Revenue Service 3651 South I-H 35, 5501AUSC Austin, TX 78741 |
